What Information We Gather and Why
When you open an account with ratutoto login, we collect your name, email address, phone number, and the payment identifiers linked to DANA, OVO, GoPay or QRIS — only what we need to process your transactions and verify your identity. Device identifiers and session logs are
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recorded automatically to detect unusual login activity and keep your account secure. We do not collect sensitive national ID numbers beyond what is required for withdrawal verification, and that data is encrypted using AES-256 before storage. Retention periods depend on local law; Indonesian transaction records are
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held for a minimum period aligned with local financial regulations, after which they are permanently deleted from our servers. You can request a summary of all data we hold about you at any time through our support channel.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.